Buying Property in Spain as a UK Citizen – The Complete 2026 Guide

Can UK Citizens Still Buy Property in Spain?

Yes. Since Brexit, UK citizens can still buy property in Spain without any restrictions. The buying process is very similar to before, although the rules for living in Spain long-term have changed.

Many British buyers purchase a holiday home, while others decide to become Spanish residents and enjoy life on the Costa del Sol all year round.

What Does It Cost to Buy Property in Spain?

In addition to the purchase price, buyers should allow approximately 10–13% for taxes and purchase costs.

These usually include: Property Transfer Tax or VAT (depending on whether the property is a resale or new build), Notary fees, Land Registry fees, Legal fees, and Mortgage costs (if applicable).

Working with an experienced solicitor will help ensure the purchase is completed safely and efficiently.

Do I Need an NIE Number?

Yes. Every foreign buyer needs an NIE (Número de Identificación de Extranjero), which is required to buy property, open a Spanish bank account and complete many legal and financial procedures in Spain.

Your solicitor can usually assist you with the application.

Can I Get a Spanish Mortgage?

Yes. Many Spanish banks offer mortgages to UK citizens. The amount you can borrow depends on your financial circumstances and the lender's criteria.

A mortgage broker can help you compare different options and find the most suitable lender.

Why Choose the Costa del Sol?

The Costa del Sol offers something for everyone.

Whether you prefer the lively atmosphere of Marbella, the charming beaches of Cabopino, the family-friendly communities of Calahonda and Mijas Costa, or the traditional Andalusian feel of Benalmádena, there is a property to suit every lifestyle and budget.

The region also benefits from excellent international schools, modern healthcare facilities, Málaga International Airport with year-round flights, championship golf courses, beautiful beaches and marinas, and a vibrant restaurant and café scene.

How Can Right Casa Estates Help?

Buying property abroad can seem overwhelming, but with the right guidance it becomes an exciting and enjoyable experience.

At Right Casa Estates, we specialise in helping international buyers find the perfect property on the Costa del Sol. We provide honest advice, local knowledge and personal support throughout the buying process, from your first viewing to completion and beyond.

Whether you are searching for a sea-view apartment, a luxury villa or a lock-up-and-leave holiday home, we are here to help you every step of the way.

Start Your Property Journey Today

If you're considering buying property on the Costa del Sol, we'd love to help.

Browse our latest properties, explore our area guides, or contact Right Casa Estates for friendly, professional advice. With local expertise and a commitment to exceptional service, we can help you find your perfect place in the Spanish sun.